Apartments, cooperatives and condominiums for adults
People who wish to live on their own often describe themselves as living independently. This can broadly describe a lifestyle of living in an apartment, condominium or cooperative building with the needs of adults age 55 and older in mind — wider doorways and other adapted-design features. Government definitions of words such as “independent” are more specific, so be sure to ask for clarification if you need it.
Some properties require a minimum age of residents at 62. The site may or may not have a leisure program. Generally the property has an onsite caretaker, but no medical staff such as a nurse. These communities are designed to provide options that create a lifestyle of convenience and offer interaction with other residents that helps avoid isolation. They also tend to have amenities such as an underground parking garage, services such as a beautician/barber and a convenience store or gift shop. You can contract services for yourself that make it possible to age in place without the need to move as your assistance needs grow.
Apartments carry a lease obligation, while a condominium or cooperative has the financial responsibility of ownership with a governing committee of residents.
† Building is Department of Housing and Urban Development (HUD) Section 8 certified or has a similar program for income-qualified renters.